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HomeHow To*945# Wema Bank USSD Code: How to Activate Wema Bank Transfer Code

*945# Wema Bank USSD Code: How to Activate Wema Bank Transfer Code

What is Wema Bank Transfer Code? What are the USSD Codes for Wema Bank Transfer?

If you have ever asked any of these questions, this article will provide an all-encompassing rundown of the Wema bank transfer code, including an explanation of why the USSD codes are important and can come in handy.

Before we get started, let’s quickly look at the general meaning of USSD codes.

USSD codes explained

USSD codes allows mobile network subscribers that are without smartphone or data or internet connection to use mobile banking through code. USSD is similar to Short Message Service (SMS) but difference between the two is that with USSD, users interact directly from their mobile phones by making their own selections from different menu provided by their network providers unlike SMS message that they only send message and wait for response to be replied as SMS.

One unique feature of USSD is that during USSD session, the USSD message create real-time connection (interactive session). What this means is that USSD enables two-way communication of information, as long as the communication line remains open. And so both questions and answers happen almost the same time. In terms of banking, USSD performs the same function, but in this instance allows you, the bank customer, to directly communicate with your bank account without you having to go to the bank.

Usually, USSD codes start with an ‘*’ and end with an ‘#’, depending on the setup. Nigerian banks use these quick codes to bring banking services such as transfers, data purchases, balance checks, bills payments, etc. closer to their customers via their phone.

Now that you fully undersatnd what a USSD code is, let’s now go into Wema Bank USSD Code which is *945#

What is Wema Bank Transfer code (USSD Code)

The WEMA Bank Transfer Code is *945# and it is always available to everyone. However, to make use of the code, you must have an account with Wema bank because the USSD code service will be rendered via the bank’s unique USSD code.

What is a *945#?

*945# is the official USSD code for WEMA Bank USSD banking, in other words, its a type of banking you do without the internet. With this USSD banking service, you can carry out daily banking transactions with ease from the comfort of your mobile devices. It is easy, fast, and reliable.

Things To Know About Wema Bank USSD Transfer Code

  • This service is open to MTN, Glo, 9mobile, and Airtel subscribers.
  • The USSD code is only open to Wema bank account holders.
  • To use this service, you must have an active phone number registered in your bank account.
  • This service is available 24 hours every day. Meaning, even at really odd hours, you can still use this service.

How to activate your WEMA bank transfer code *945#

To enjoy the benefits of the USSD code as a customer of WEMA Bank, you need to activate your USSD code. Kindly follow the steps below to get your Wema bank USSD code activated:

Step 1: Dial *945# on the mobile number that is connected with your WEMA Bank account. This is the same number used for transaction alerts.

Step 2: Follow the prompt that shows up on the screen and choose the option to proceed to activation.

Step 3: Add your bank account from which you want to make transactions.

Step 4: Set a PIN.

Step 5: Confirm your PIN to complete the activation process.

Go ahead and enjoy your activated WEMA Bank transfer code, with the unlimited transactions it offers, at the comfort of your home.

Wema Bank USSD Codes and all You Can Achieve with It

Account ManagementUSSD Code
Account balance *9450#
Change PIN *94500#
Change primary account *9452oldacctnonewacctno#
Account opening *9451#
Account Registering on 945 *94501#
BVN management *9454#
Account restriction *945911#
Airtime, Data, and TransfersUSSD CODE
Airtime (self) *945*amount# 
Airtime (others) *945*phoneNo*amount#
Airtime/Data – *945*9#
Transfers (Wema account and other banks) 945*accountNo*amount#
Quick LoanUSSD Code
Loan *94565#
Cable TVUSSD Code
Cable TV menu *94510#
DSTV
*94511# and 94511*smartcardNO #
GOTV *945*12# and *94512smartcardNO#
Startimes *94513# and 94513*smartcardNO#
Internet ServiceUSSD Code
Internet service menu *94515#
Smile *94516#
Spectranet *94518#
Electricity BillUSSD Code
Electricity bill *94524#
Eko *94525meternoamount#
Ikeja *94526meternoamount#
Ibadan *94527meternoamount#
Abuja *94528meternoamount#
Enugu *94529meternoamount#
Jos *94530meternoamount#
Kaduna *94531meternoamount#
Kano *94532meternoamount#
Portharcourt *94533meternoamount#
School and ExamUSSD Code
WAEC (result checking) *94570#
JAMB (result checking) *94571#
State CollectionUSSD Code
Lagos state collection *94540#
Cardless TransactionsUSSD Code
Mcash *94557# and 94557merchantcodeamount#
Coralpay *94558# and 945000*REFno#

There was once a time where any and every transaction required your physical presence at the bank, and the queues never seemed to end.

Thankfully, Wema bank transfer codes have come to the rescue of all Wema bank customers as well as other bank’s codes with their customers, and all of those experiences are now stories of the past.

About Wema Bank

Wema Bank Plc, commonly known as Wema Bank, is a Nigerian commercial bank. It is licensed by the Central Bank of Nigeria; the regulator of the nation’s banking sector.

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